📐 Methodology – How We Calculate Financial Results
🔍 Our Calculation Approach
At MoneyCalcs, all financial calculators are built using standard, widely accepted financial formulas.
Our goal is to provide clear, transparent, and reliable calculations that help users make better financial decisions.
We focus on accuracy, simplicity, and real-world applicability rather than overly complex assumptions.
🧮 Financial Formulas Used
Our calculators rely on proven mathematical models commonly used in finance, economics, and personal budgeting, including:
📈 Compound Interest Formulas
💰 Future Value (FV) & Present Value (PV)
🏦 Loan Amortization Calculations
📊 Annual Percentage Rate (APR) Logic
🔁 Monthly & Annual Contribution Models
All formulas are implemented precisely and tested for consistency across different scenarios.
⚙️ Assumptions & Inputs
To ensure clarity and ease of use, our calculators follow these principles:
✔ User inputs are treated as exact values
✔ Interest rates are assumed to be annual unless stated otherwise
✔ Compounding periods are clearly defined (monthly or yearly)
✔ Results are estimates, not guarantees
We avoid hidden variables or unrealistic projections.
🧠 Manual Review & Accuracy Checks
Every calculator published on MoneyCalcs undergoes manual review to ensure:
✅ Correct formula implementation
✅ Logical consistency between inputs and outputs
✅ Clear labeling of all fields and results
✔ Manually reviewed for accuracy and financial reliability
This review process helps minimize errors and ensures calculators remain dependable over time.
🔄 Updates & Improvements
Financial rules, assumptions, and user expectations evolve.
For that reason:
🔁 Calculators are reviewed periodically
🆕 Enhancements are added when necessary
📅 Minor adjustments may be made to improve clarity or performance
We aim to keep all tools up-to-date and practical.
📘 Educational Purpose
All calculators and guides on MoneyCalcs are provided for informational and educational purposes only.
❗ They do not constitute financial, legal, or investment advice
❗ Users should consult qualified professionals for personal decisions
This approach ensures transparency and protects users from misinterpretation.
🤝 Our Commitment to Transparency
We believe users deserve to understand how results are calculated, not just see a number.
That’s why:
We explain assumptions clearly
We avoid exaggerated claims
We prioritize trust over complexity
📩 Questions or Feedback?
If you notice something unclear or have suggestions for improvement, feel free to contact us through our Contact Us page.
Email: nomad19800@outlook.fr
Your feedback helps us build better tools.